Case Studies/Blog

Texas Hail Damage Claim Guide

Houston, TX – Texas leads the nation for the highest number of hail events registered each year, and the damages are huge. In 2021, for instance, there were 688 major hail events in Texas, with hailstones of one inch or higher in diameter. According to recent statistics, Texas also had the highest number of properties […]More Info >
Common Adjuster Scams

Common Insurance Adjuster Tricks Texas Homeowners Should Be Aware Of

If you thought your insurance agent was a friend, you’re in for a rude awakening when you file a homeowners’ insurance claim. When disaster strikes, don’t expect them to have your back. Insurance companies are for-profit businesses. How do they make those huge profits they report every year? By taking your money and paying back […]More Info >
How Long Until Payment

How Long Does a Home Insurance Claim Take in Texas?

If your house was damaged by fire, hail, a storm, or any other type of disaster, you need money to get it fixed as quickly as possible. Insurance companies have stringent rules on when you should pay your premium but don’t use the same standards in a reverse situation when they’re the ones who have […]More Info >
living expenses

Additional Living Expenses Coverage in Texas: What You Should Know

No one wants or expects to be displaced from their own house. But if there’s a fire or storm, the habitation may become unlivable, and the only option is to pack whatever you have left and leave. Finding temporary lodgings will put an additional strain on your finances because who will pay for that? Here’s […]More Info >

How New FEMA Flood Insurance Changes Impact Texas Homeowners

Many Texans (91%) recently noticed increased premiums caused by a new program under the Federal Emergency Management Agency (FEMA). So how exactly did this affect property owners in Houston? How Have Federal Flood Insurance Premiums Changed? The National Flood Insurance Program changed how it calculates flood risk based on unpredictable climate impacts. In the past, […]More Info >
High Wind

How to Prepare Your Texas Property for High Winds: FEMA-Approved Tips

Storms involving high winds can cause widespread damage to roof coverings, walls, windows, doors, and ventilation components. Storm destruction may involve water intrusion due to heavy and forced rain, creating extensive and costly damages to a building structure. When roof ventilation components are blown off or destroyed (vents and soffits), water intrusion can damage walls, […]More Info >

Does Homeowners Insurance Cover Tornado Damage in Texas?

The bad news is that there are over 1,200 tornadoes annually across the U.S., with the largest number in the state of Texas. The good news is that homeowner insurance policies typically cover damage from tornadoes.  If you live in “tornado alley” or another state where tornadoes are commonplace, you will want to know if […]More Info >

What Should Houston Homeowners Know About Filing Successful Hail Damage Insurance Claims?

Economic and insured losses derived from natural catastrophes in the U.S. were substantially above the long-term average in 2021. The overall economic total was estimated at $169 billion with insurers covering nearly $92 billion.  The Soil Conservation Service (SCS)  reported losses driven by spring hail events, which included notable late April hailstorms that impacted the […]More Info >

2021 Hurricane Season Tips 

2021 Hurricane Season Tips  The month of June marks the beginning of storm season. Last year the storms were ever-present and wreaked havoc in many areas throughout the United States. According to NOAA, there is likely a range of 13 to 20 named storms (winds of 39 mph or higher), of which 6 to 10 […]More Info >

April 2021 Hail Storm

During the last week of April 2021, fierce hail storms impacted parts of Texas, Oklahoma, and Arkansas. The astronomically sized hail caused damage like no other. Residents and business owners in the impacted areas are currently recovering from hail that measured as large as softballs. Damage varied from shattered windows on cars and homes, dented […]More Info >