Floods are one of the most devastating natural disasters that can strike a community, causing extensive damage to homes, businesses, and infrastructure. In the aftermath of a flood, homeowners and business owners are often left to deal with the daunting task of filing an insurance claim to cover the cost of repairs and restoration. However, […]
When you file an insurance claim, you expect your insurance company to act in good faith and provide you with the coverage you are entitled to. However, insurance companies are businesses whose primary goal is maximizing profits. As a result, they may offer you a settlement that is less than what you deserve. This article […]
An insurance company does not exist to pay you as much money as possible; instead, its function is to preserve as much of the money as possible that you and other clients have paid in your monthly premiums and to avoid payouts at all costs. Can an Insurance Company Refuse to Pay a Valid Claim? […]
Negotiating an insurance settlement may seem intimidating, but you can increase your chances of success with the right legal advice and strategies. Knowing how to counter-offer an insurance settlement is essential to getting the best deal possible. By understanding the principles of negotiation, gathering important information, and making a persuasive argument, you can make sure […]
Once closed, a homeowner’s insurance claim may be reopened if new evidence or information regarding the claim becomes available. Depending on the specifics of the situation, a reopened claim can result in an increased settlement for the policyholder. Keep reading to learn more. How Can You Reopen Closed Insurance Claims? Can a closed insurance claim […]
MMA Law Firm is pleased to announce the selection of two outstanding lawyers to Thomson Reuters’ 2023 “Texas Super Lawyers – Rising Stars” list, an honor based on peer nominations and independent research. Congratulations to our very own Heather Hall Melaas and Brandon Schilter! Super Lawyers bestows this honor on no more than 2.5% of lawyers […]
If you’ve ever had to file a home insurance claim, you may be wondering if your insurance company will drop you. Depending on the situation, your insurer can choose not to renew your policy after any number of claims. However, there are certain circumstances in which they cannot legally do so. In this article, we’ll […]
A common misconception many people make when their homes or property is damaged is that their insurance company is on their side. The more factual story is that insurance companies want to save as much money as possible, and they do this by trying to avoid what they pay on policyholders’ claims. What Not to […]
Flood insurance is an important consideration for homeowners, as it can provide financial protection from the costly damage of flooding. But it’s necessary to understand what is and isn’t covered by a flood insurance policy to ensure you’re adequately protected. With this in mind, let’s look at what is excluded from most flood insurance policies. […]
Did you know that Flatonia, Texas, is the lightning strike capital of the US? According to statistics, in 2021, the city was struck by lightning 1,043 times. That’s not surprising since Texas experienced the highest number of lightning strikes last year, 41 million to be exact. This is why the number of fire and lightning […]