Case Studies/Blog

Homeowners Insurance Vandalism

Does Homeowners Insurance Protect Against Vandalism?

Homeowners insurance is essential for protecting your home and belongings from various risks. But one question that often arises is whether homeowners’ insurance covers vandalism. Keep reading to learn more. Defining Vandalism Vandalism is defined as the intentional destruction or damage to property, and it can have a significant impact on homeowners. The effects of […]More Info >
Ordinance or Law Coverage homeowner

Ordinance or Law Coverage for Homeowners: What You Need to Know

In the intricate world of insurance, there are various terms and concepts that might seem perplexing at first glance. One such term is “Ordinance or Law Coverage.” While it might sound complex, this coverage plays a crucial role in protecting your assets and investments, especially in the realm of property insurance. Let’s delve into what […]More Info >
Insurance Claim Lawyer

How to Maximize Your Insurance Claims with an Expert Insurance Claim Lawyer

Maximizing your insurance claims requires more than just submitting a form or making a phone call. It requires legal expertise and knowledge of the intricacies of insurance policies. By enlisting the help of an expert insurance claim lawyer who specializes in this field, you can rest assured knowing that every aspect of your claim will […]More Info >
insurance claim statute of limitations

Statute of Limitations on Bad Faith Insurance Claims in Texas

When an insured individual faces unjust treatment from their insurance provider, seeking fair compensation can be a daunting process. Understanding the statute of limitations is paramount as it sets the time limit within which a claimant must take legal action. In this comprehensive guide, we’ll explore the intricacies of bad faith insurance claims, the specific […]More Info >
home insurance claim denied

What to Do When Your Home Insurance Claim Is Denied

Home insurance is meant to provide you with peace of mind, knowing that your property and belongings are protected. However, there may be instances where your claim is denied, leaving you feeling frustrated and helpless. But fear not, because there are steps you can take when faced with a denied home insurance claim. Unexpected Challenges […]More Info >
hazard insurance for small business

What is Small Business Hazard Insurance?

Small business hazard insurance is crucial for protecting a business’s physical property and financial stability. The Small Business Administration recommends that small business owners obtain hazard insurance to protect their businesses from unexpected events such as natural disasters, fires, or theft. With hazard insurance, small business owners can focus on running their businesses without the […]More Info >
reservation of rights letter

What to Do When You Receive a Reservation of Rights Letter

Both residential and commercial property owners usually have a variety of types of insurance coverage in place to protect their property and their peace of mind. Having the proper policies in place can give the insureds comfort that they have coverage in the case of eventualities that could harm or threaten harm to their property. […]More Info >
can an insurance company refuse to pay a claim

What Happens When the Insurance Company Refuses to Pay Your Claim?

An insurance company does not exist to pay you as much money as possible; instead, its function is to preserve as much of the money as possible that you and other clients have paid in your monthly premiums and to avoid payouts at all costs. Can an Insurance Company Refuse to Pay a Valid Claim? […]More Info >
how to counter offer insurance settlement

How to Counter-Offer an Insurance Settlement – Negotiation Tips

Negotiating an insurance settlement may seem intimidating, but you can increase your chances of success with the right legal advice and strategies. Knowing how to counter-offer an insurance settlement is essential to getting the best deal possible. By understanding the principles of negotiation, gathering important information, and making a persuasive argument, you can make sure […]More Info >
how many claims until home insurance drops you

Can My Home Insurance Company Drop Me After One Claim?

If you’ve ever had to file a home insurance claim, you may be wondering if your insurance company will drop you. Depending on the situation, your insurer can choose not to renew your policy after any number of claims. However, there are certain circumstances in which they cannot legally do so. In this article, we’ll […]More Info >