Case Studies/Blog
Does Insurance Cover Lightning Damage? 3 Signs Your Home Was Hit by Lightning
Did you know that Flatonia, Texas, is the lightning strike capital of the US? According to statistics, in 2021, the city was struck by lightning 1,043 times. That’s not surprising since Texas experienced the highest number of lightning strikes last year, 41 million to be exact. This is why the number of fire and lightning […]More Info >
Everything You Need to Know About Texas Renters Insurance
Renters insurance is not required under Texas law, but your landlord may insist you get one. Actually, it is in your best interests to purchase renters insurance because your landlord’s policy won’t cover the damage to your belongings should anything terrible happen. Also, the average renters insurance policy is around $20 a month, a small […]More Info >
Is An Inspection Necessary When Filing A Fire Damage Claim in Texas?
If your house or business was severely damaged by fire, you must get a thorough fire damage inspection of your property before accepting any settlement offer. As to who pays for a thorough inspection, you need to talk to an insurer representative. If they refuse to pay and argue there’s no need for such a […]More Info >
What Happens If Your Insurer Goes Bankrupt?
So, you’re wondering where your money is and why it’s taking so long to get. Well, you’re not alone. An estimated 25,000 Louisiana residents are still seeking relief from the state’s industry bailout program after Hurricane Ida. The Louisiana Insurance Guaranty Association Insurance companies go out of business every year, and they sometimes leave unpaid […]More Info >
3 signs your Texas home was damaged by lightning
Houston, TX – Did you know that Flatonia, TX is the lightning capital of the US? According to statistics, in 2021, the city was struck by lightning 1,043 times. That’s not surprising since Texas experienced the highest number of lightning strikes last year, 41 million to be exact. This is why the number of fire and […]More Info >
Making a Successful Hail Damage Home Insurance Claim In Houston
Economic and insured losses from natural catastrophes in the U.S. were substantially above the long-term average in 2021. The overall monetary total was estimated at $169 billion, with insurers covering nearly $92 billion. According to the NOAA’s Severe Storms database, Texas had the most major hail events, citing 601 out of the 4,611 major hailstorms in the country. […]More Info >
How Additional Living Expenses Coverage Works in Texas
No one wants or expects to be displaced from their own house, but if there’s a fire or a storm, the habitation may become unlivable, so the only option is to pack whatever you have left and leave. Finding temporary lodgings will put an additional strain on your finances — because who’s going to pay […]More Info >
The Ultimate Guide to Texas Hail Damage Claims
Texas has the highest number of hail events registered annually, and the damages are enormous. In 2021, for instance, there were 688 major hail events in Texas, with one-inch or higher diameter hailstones. According to recent statistics, Texas also had the highest number of properties affected by hail, with over 1.5 million houses. Texas and Colorado account […]More Info >